United Consumer Finance

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Welcome to United Consumer Finance

United Consumer Finance, Inc is a licensed lending institution whose primary business is providing automobile financing to individuals with less than perfect credit. Our lending services are marketed through our network of independent automobile dealers in Connecticut, Maine, Massachusetts, New Hampshire, Pennsylvania and Rhode Island. Our operations headquarters is located in Middleboro, Massachusetts.

Our goal is to assist those who have had credit problems in the past with fast, efficient and low-cost loan approvals.

United Consumer Finance

150 West Grove Street

Middleborough, Massachusetts 02346

Phone: 508.923.0289

Fax: 508.946.4218

UCF’s Advantage Program

United Consumer Finance offers an Advantage Program:

  • Loans to $15,000
  • Maximum term:Ā 60 months
  • $3,000 minimum income requirement
  • No more than 2 jobs in the last two years (work experience)
  • No open delinquent credit
  • Must have prior or open auto loan with good payment history
  • 50% Debt to Income Ratio

The vehicle being financed must:

  • Be a current year model or four years back (i.e. in 2013 the latest model car that can be financed is a 2009)
  • Cannot have more than 90,000 miles on the odometer
  • Advance loan to trade

Customer Information

  • Customer ACH Form
  • Customer Privacy Statment
  • Simple Interest
  • Simple Interest 2
  • Want to take charge of your own finances and reach your goals?
  • What Is VSI Insurance?

Dealer Information

  • *New* Indirect Consumer Loan Application
  • Approval Checklist
  • Consumer Reference Sheet
  • Dealer Agreement
  • Dealer Direct Deposit Form
  • Dealer Information Sheet
  • First Time Buyer Program
  • Notice to Co-Signers

Software Links

  • Dealer Log-In Dealer Log-In
  • _Adobe Reader Download _Adobe Reader Download

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  • Welcome to United Consumer Finance
  • UCF’s Advantage Program
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