United Consumer Finance offers an Advantage Program:
- Loans to $15,000
- Maximum term:Ā 60 months
- $3,000 minimum income requirement
- No more than 2 jobs in the last two years (work experience)
- No open delinquent credit
- Must have prior or open auto loan with good payment history
- 50% Debt to Income Ratio
The vehicle being financed must:
- Be a current year model or four years back (i.e. in 2013 the latest model car that can be financed is a 2009)
- Cannot have more than 90,000 miles on the odometer
- Advance loan to trade
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